Details of Liability Cover - Public Liability

Public and Product Liability

Cover is provided in respect of legal liability to pay compensation including legal costs for:

• Accidental death or personal injury to any person excluding employees
• accidental loss or damage to third party material property.

Cover applies world-wide.

Contractual liability for both Public and Products Liability.

Cover includes liabilities incurred in connection with:

• Health & Safety at Work Act 1974
• Food Safety Act 1990
• Consumer Protection Act 1987
• Defective Premises Act 1972
• Data Protection Act 1984.

Indemnity for directors, employees and principals is included.

Compensation and claimants’ costs against

Includes cover for cross liabilities.

Contingent motor liability cover applies.

Law applicable to the contract

UK law allows both you and us to choose the law applicable to the contract. The contract will be subject to the relevant law of the United Kingdom, the Isle of Man or the Channel Islands relating to your address as will be shown in the schedule. If there is any dispute as to which law applies it shall be English law. The parties agree to submit to the exclusive jurisdiction of the English courts.